If you already use a Payback card, you’re off to a good start. But if you aren’t using the PAYBACK American Express, you’re missing out on the biggest point-booster in Germany. It’s a permanent “double-dip” on every Euro you spend—and right now, you can snag a 1,000-2,000 point bonus just for signing up.
Here is how to claim your 10 Euros worth of points and start earning travel-ready rewards.
🎁 Part 1: How to Claim Your 1,000-Point Bonus
To get this specific bonus, you cannot go directly to the Amex homepage. You must be referred to ensure the 1,000 Extra Points are credited to your account.
Follow these steps exactly:
- Use BONUSHUNTER Special Link: Click here. This is the only way to lock in the 1,000-2,000 point welcome offer.
- Log In to Payback: During the application process, Amex will ask you to log in with your existing Payback account. This is crucial—it links your new credit card to your current points balance.
- Complete the Application: It takes about 5 minutes. You have to verify your identity. Can be done easily with the AusweisApp.
- Receive Your Points: Once your card is issued and you’ve made your first transaction, 1,000-2,000 points (€10-€20 value) will be dropped into your Payback account. No complicated hoops to jump through.
🤝 Part 2: Earn Thousands More by Referring Friends
Once your card arrives, you become the one with the power. Amex has a massive referral program that allows you to stack points faster than shopping ever could.
How to earn your own referral bonuses:
- Find Your Link: Open the Amex App and tap the “Friends Refer Friends” tab.
- The Payout: For every friend who signs up through you, you’ll receive a referral bonus (typically 1,000 to 2,000 points).
- The Math: Refer 5 friends, and that’s 5,000-10,000+ points in your pocket—enough to pay for a significant chunk of your next grocery run or a flight upgrade.
💳 Why the Payback Amex is a “Must-Have”
The best part about this card? It’s permanently free. No annual fee, ever.
The “Double-Dip” Feature:
Normally, you only earn points at Payback partner stores (like REWE or dm). With the Payback Amex:
- Step 1: You scan your Payback app/card at the register to get the store points.
- Step 2: You pay with your Payback Amex to get additional points from American Express (1 point for every €3 spent).
- Step 3: You earn points anywhere Amex is accepted—even at shops that aren’t Payback partners (like Amazon or gas stations).
Other Perks:
- Points Never Expire: As long as you have the Payback Amex, your points are safe. They won’t disappear after 36 months like they do with a standard card.
- Apple & Google Pay: Fully integrated for fast, secure payments.
- Additional Cards: You can get a second card for a family member for free, and both of you will collect points into the same main account.
🚀 Final Verdict
You’re going to spend money anyway—you might as well get paid for it. With a 1,000-point head start, zero annual fees, and the ability to earn on every single purchase, the Payback Amex is the smartest card in your wallet.
Claim your 1,000-2,000 points now: 👉 [CLICK HERE TO APPLY VIA BONUSHUNTER SPECIAL LINK]


